If you want to protect your budget without putting off a roof replacement, these are the two programs we discuss with homeowners most often. Both are subject to credit approval.
Promotional option
A convenient short-term option with a smaller monthly payment that helps you spread the cost of your roof over the next year.
Long-term option
A lower-pressure monthly payment option designed to spread a roof replacement cost over more time.
Payment examples are for planning purposes only. Your final terms depend on credit approval and the amount financed.
Who We Work With
We work with Service Finance Company for most roof financing. Service Finance is part of Truist Bank and focuses on home improvement lending, which makes the process more familiar and straightforward for roofing projects.
The application only takes a few minutes to complete, and you usually get an answer quickly once it is submitted.
We do not add a financing fee or make money on your financing. We also offer a cash discount for customers paying by bank draft or check.
Once your quote is signed, we can get the application moving right away so you are not stuck waiting on your roof project.
Payment Calculator
This calculator uses the 120-month, 7.99% plan and a payment factor of 1.21% per month. It is a simple planning tool, not a final loan offer.
Estimated monthly payment
Based on 120 monthly payments at a 1.21% payment factor.
A down payment lowers the financed amount and monthly payment. Final approval and exact terms come from Service Finance.
Questions Homeowners Ask
These are unsecured personal loans, which means there is no lien placed on your home or any other property. Your vehicles are not affected either.
There are no prepayment penalties on either plan. If you want to pay the balance off before the term ends, you are free to do that at any time without additional fees.
We do not. We actually cover part of the financing cost ourselves, which is why we do not add a markup to your loan. Some contractors use financing as a profit center. We do not think that is the right way to work with homeowners, so we do not do it.
You have a few options beyond Service Finance. You can pay by credit card, check, or bank transfer. If you have a HELOC or another product like the Wells Fargo Home Service Credit Card, those work as well. Just let us know how you want to handle it and we will make sure everything is set up correctly.
Once your quote is signed, we can get the application started the same day. Most applicants hear back from Service Finance within a day or two, so your project does not have to wait long before work can begin.
You enter your information directly with Service Finance, and we cannot see any of it. The same is true for your payment details when you pay through our payment portal. We have no access to your financial information at any point in the process.
The two plans on this page cover most projects, but there are additional options depending on your project size and budget. Give us a call and we can walk you through what is available and what might make the most sense for your situation.
Ready To Apply?
When you are ready, use the Service Finance application to take the next step. If you want help deciding which plan makes sense first, call our office and we will walk you through it.
